Indian Government Schemes, Sarkari Naukri & Documents — Plain-English Guides

Sarkari Yojana, Sarkari Naukri, Aadhaar, PAN, ITR and other government services explained simply. Step-by-step guides in English and Hindi with direct links to official portals.

CTET September 2026 Notification — Exam Date, Eligibility & Apply

CTET September 2026 notification out: exam on 6 September 2026, apply by 10 June 2026 at ctet.nic.in. Paper I & II syllabus, eligibility, fee, pattern and step-by-step apply guide.

NPS 2026 — How to Open National Pension System Account Online & Save ₹2 Lakh Tax
7 min read Finance

NPS 2026 — How to Open National Pension System Account Online & Save ₹2 Lakh Tax

Open an NPS account online in 15 minutes via eNPS. Section 80CCD(1B) extra ₹50,000 deduction over and above 80C, Tier I vs Tier II, fund managers, withdrawal & annuity rules — full 2026 guide.

NPS 2026National Pension SystemNPS Tax Benefit Section 80CCD(1B)eNPS Online Registration
PM Kisan Samman Nidhi Yojana 2026 — ₹6,000/Year, 22nd Installment & How to Apply
5 min read Schemes

PM Kisan Samman Nidhi Yojana 2026 — ₹6,000/Year, 22nd Installment & How to Apply

PM Kisan Samman Nidhi Yojana 2026: Get ₹6,000/year in 3 DBT installments. 22nd installment of ₹2,000 released March 2026. Eligibility, eKYC, online registration, beneficiary status — full guide.

PM Kisan Samman Nidhi 2026PM Kisan 22nd Installment₹6000 Farmer SchemePM Kisan eKYC
SSC CGL 2026 Notification — 15,000+ Vacancies, Exam Date, Eligibility & Apply Online
6 min read Jobs

SSC CGL 2026 Notification — 15,000+ Vacancies, Exam Date, Eligibility & Apply Online

SSC CGL 2026 notification (released 31 March 2026): 15,000+ Group B & C vacancies, Tier 1 exam in May–June 2026. Eligibility, age limit, salary (₹25,500–₹1,42,400), syllabus, posts and apply-online steps at ssc.gov.in.

SSC CGL 2026SSC CGL NotificationSSC CGL Vacancy 2026Tier 1 Exam Date
UGC NET Previous Year Papers 2026 — Free PDF Download (June + Dec Cycles)
5 min read Exams

UGC NET Previous Year Papers 2026 — Free PDF Download (June + Dec Cycles)

UGC NET 2026: Download previous year papers (June + Dec cycles 2018–2025) free PDF, paper-1 + 83 subjects. Latest pattern, exam dates, syllabus, and how to use past papers to score 90+ percentile.

UGC NET 2026Previous Year PapersNTA UGC NET PDFPaper 1 General
Digital Rupee (e₹) 2026 — RBI Expands CBDC to 50+ Banks, Wallet Launch & Programmability
3 min read News

Digital Rupee (e₹) 2026 — RBI Expands CBDC to 50+ Banks, Wallet Launch & Programmability

RBI's Digital Rupee (e₹) in 2026: 50+ banks now offer CBDC wallets, programmability features for subsidies, retail user base crosses 1.5 crore, and roadmap to wholesale CBDC inter-bank settlement.

Digital Rupee 2026RBI CBDCe-Rupee WalletProgrammable Money
NEET 2026 Reform — NTA Announces Pattern Changes, Two Sessions & Tie-Breaker Rules
4 min read News

NEET 2026 Reform — NTA Announces Pattern Changes, Two Sessions & Tie-Breaker Rules

NEET 2026 reform: NTA announces two-session format from 2026, revised tie-breaker policy, biometric attendance, CBT mode pilot for NEET-PG, and tighter centre-allocation norms after 2024 leak.

NEET 2026NTA ReformNEET UG Two SessionsNEET PG CBT
DA Hiked to 60% from Jan 2026 — Order Issued, 3-Month Arrears in April Salary
4 min read News

DA Hiked to 60% from Jan 2026 — Order Issued, 3-Month Arrears in April Salary

Ministry of Finance has issued the Office Memorandum raising Dearness Allowance for central government employees from 58% to 60% of Basic Pay, effective 1 January 2026. Three months of arrears (Jan–Mar 2026) credited with April salary. Salary impact, new rate table and pensioner DR details.

DA Hike 2026Dearness Allowance 60%7th Pay Commission DACentral Government Employees
New Criminal Laws 2026 — BNS, BNSS, BSA Replacing IPC, CrPC, Evidence Act
5 min read News

New Criminal Laws 2026 — BNS, BNSS, BSA Replacing IPC, CrPC, Evidence Act

Three new criminal laws — Bharatiya Nyaya Sanhita (BNS), Bharatiya Nagarik Suraksha Sanhita (BNSS), Bharatiya Sakshya Adhiniyam (BSA) — replaced IPC, CrPC and Evidence Act from 1 July 2024. Key changes for citizens explained in 2026.

BNS 2023BNSS 2023BSA 2023New Criminal Laws India
Post Office FD 2026 — Latest Interest Rates Q1 FY 2026–27, Tax & How to Open
6 min read Finance

Post Office FD 2026 — Latest Interest Rates Q1 FY 2026–27, Tax & How to Open

Post Office Small Savings 2026: Q1 FY 2026–27 rates — POTD 6.9–7.5%, SCSS 8.2%, PPF 7.1%, NSC 7.7%, KVP 7.5%, MIS 7.4%, RD 6.7%, SSY 8.2%. How to open, tax and renewal.

Post Office FD 2026POMIS RateSenior Citizen Savings 8.2%Small Savings Q1 FY 2026-27
PMGSY-III Extended to March 2028 — ₹83,977 Crore Outlay, 161 Long-Span Bridges Approved
4 min read Schemes

PMGSY-III Extended to March 2028 — ₹83,977 Crore Outlay, 161 Long-Span Bridges Approved

Cabinet extended Pradhan Mantri Gram Sadak Yojana-III till March 2028 with a revised outlay of ₹83,977 crore (up from ₹80,250 crore). Scheme objectives, what's covered (through routes, GrAMs, schools, hospitals), 161 long-span bridges, and how rural connectivity benefits.

PMGSY-IIIPradhan Mantri Gram Sadak YojanaRural Roads IndiaMinistry of Rural Development
One Nation One Election 2026 — Bills Passed Lok Sabha, JPC Review, Implementation Roadmap
4 min read News

One Nation One Election 2026 — Bills Passed Lok Sabha, JPC Review, Implementation Roadmap

One Nation One Election 2026: Status of the Constitution (129th Amendment) Bill and Union Territories Laws (Amendment) Bill. JPC review, implementation roadmap, pros and cons summary.

One Nation One Election 2026Constitution 129th AmendmentSimultaneous ElectionsKovind Committee
LIC Jeevan Anand 2026 — New Plan 915, Premium Calculator, Maturity & Bonus
6 min read Finance

LIC Jeevan Anand 2026 — New Plan 915, Premium Calculator, Maturity & Bonus

LIC New Jeevan Anand (Plan 915) 2026: Whole-life endowment cover, ₹40 per ₹1,000 simple reversionary bonus indication, premium examples, maturity benefit and tax treatment.

LIC Jeevan Anand 2026Plan 915LIC Endowment PlanLIC Premium Calculator
8th Pay Commission ToR Approved: Justice Desai to Head Panel, Report in 18 Months
4 min read News

8th Pay Commission ToR Approved: Justice Desai to Head Panel, Report in 18 Months

Union Cabinet has approved the Terms of Reference of the 8th Central Pay Commission. Justice Ranjana Prakash Desai will chair the panel, with a report due in 18 months and implementation backdated to 1 January 2026. Members, fitment factor expectations and what changes for 50 lakh employees + 68 lakh pensioners.

8th Pay Commission8th CPC Terms of ReferenceJustice Ranjana DesaiCentral Government Employees
One Nation One Ration Card 2026 — Use Your Card Anywhere in India
5 min read News

One Nation One Ration Card 2026 — Use Your Card Anywhere in India

One Nation One Ration Card 2026: Migrant workers can now collect rations at any FPS in India. 180 crore portable transactions since launch. How to use, Mera Ration app, latest stats.

ONORC 2026Mera Ration AppPDS PortabilityPMGKAY Free Foodgrain
Mudra Loan 2026 — Apply Online for ₹10 Lakh / ₹20 Lakh Tarun Plus, Eligibility
5 min read Finance

Mudra Loan 2026 — Apply Online for ₹10 Lakh / ₹20 Lakh Tarun Plus, Eligibility

Mudra Loan 2026: Apply online for collateral-free MSME loan up to ₹10 lakh (Tarun) and ₹20 lakh (Tarun Plus, Budget 2024). Eligibility, four categories, documents and Udyam Mitra portal.

Mudra Loan 2026PMMY ₹20 LakhShishu Kishor TarunTarun Plus Category
EPF Withdrawal Online 2026 — Form 19/10C/31 Claim Process & UAN Login
5 min read Finance

EPF Withdrawal Online 2026 — Form 19/10C/31 Claim Process & UAN Login

EPF Withdrawal 2026: How to file Form 19, 31, 10C online via UAN portal. EPF interest rate 8.25%, partial-withdrawal limits, tax rules, and full-final-settlement process.

EPF Withdrawal 2026PF Form 19 31 10CUAN LoginEPFO Claim Status
Supreme Court Landmark Judgments 2025–26 — Top 8 Rulings That Shaped India
6 min read News

Supreme Court Landmark Judgments 2025–26 — Top 8 Rulings That Shaped India

Top 8 Supreme Court landmark judgments of 2025–26: Sub-classification of SC reservation, electoral bonds reasoning, marriage equality review, governor's bill assent, Article 370 follow-up, AMU minority status.

Supreme Court 2026Landmark JudgmentsConstitutional BenchIndian Judiciary
GST Registration 2026 — Online Process, Threshold, Documents & Composition
5 min read Finance

GST Registration 2026 — Online Process, Threshold, Documents & Composition

GST Registration 2026: Apply online for GSTIN at gst.gov.in. Threshold limits (₹40 lakh goods / ₹20 lakh services), documents, composition scheme, Aadhaar authentication and 7-day issuance.

GST Registration 2026GSTIN Apply OnlineComposition Scheme₹40 Lakh Threshold