Indian Government Schemes, Sarkari Naukri & Documents — Plain-English Guides
Sarkari Yojana, Sarkari Naukri, Aadhaar, PAN, ITR and other government services explained simply. Step-by-step guides in English and Hindi with direct links to official portals.
UGC NET Previous Year Papers 2026 — Free PDF Download (June + Dec Cycles)
UGC NET 2026: Download previous year papers (June + Dec cycles 2018–2025) free PDF, paper-1 + 83 subjects. Latest pattern, exam dates, syllabus, and how to use past papers to score 90+ percentile.
Recent writing
View all →
Digital Rupee (e₹) 2026 — RBI Expands CBDC to 50+ Banks, Wallet Launch & Programmability
RBI's Digital Rupee (e₹) in 2026: 50+ banks now offer CBDC wallets, programmability features for subsidies, retail user base crosses 1.5 crore, and roadmap to wholesale CBDC inter-bank settlement.
NEET 2026 Reform — NTA Announces Pattern Changes, Two Sessions & Tie-Breaker Rules
NEET 2026 reform: NTA announces two-session format from 2026, revised tie-breaker policy, biometric attendance, CBT mode pilot for NEET-PG, and tighter centre-allocation norms after 2024 leak.
New Criminal Laws 2026 — BNS, BNSS, BSA Replacing IPC, CrPC, Evidence Act
Three new criminal laws — Bharatiya Nyaya Sanhita (BNS), Bharatiya Nagarik Suraksha Sanhita (BNSS), Bharatiya Sakshya Adhiniyam (BSA) — replaced IPC, CrPC and Evidence Act from 1 July 2024. Key changes for citizens explained in 2026.
Post Office FD 2026 — Latest Interest Rates Q1 FY 2026–27, Tax & How to Open
Post Office Small Savings 2026: Q1 FY 2026–27 rates — POTD 6.9–7.5%, SCSS 8.2%, PPF 7.1%, NSC 7.7%, KVP 7.5%, MIS 7.4%, RD 6.7%, SSY 8.2%. How to open, tax and renewal.
One Nation One Election 2026 — Bills Passed Lok Sabha, JPC Review, Implementation Roadmap
One Nation One Election 2026: Status of the Constitution (129th Amendment) Bill and Union Territories Laws (Amendment) Bill. JPC review, implementation roadmap, pros and cons summary.
LIC Jeevan Anand 2026 — New Plan 915, Premium Calculator, Maturity & Bonus
LIC New Jeevan Anand (Plan 915) 2026: Whole-life endowment cover, ₹40 per ₹1,000 simple reversionary bonus indication, premium examples, maturity benefit and tax treatment.
One Nation One Ration Card 2026 — Use Your Card Anywhere in India
One Nation One Ration Card 2026: Migrant workers can now collect rations at any FPS in India. 180 crore portable transactions since launch. How to use, Mera Ration app, latest stats.
Mudra Loan 2026 — Apply Online for ₹10 Lakh / ₹20 Lakh Tarun Plus, Eligibility
Mudra Loan 2026: Apply online for collateral-free MSME loan up to ₹10 lakh (Tarun) and ₹20 lakh (Tarun Plus, Budget 2024). Eligibility, four categories, documents and Udyam Mitra portal.
EPF Withdrawal Online 2026 — Form 19/10C/31 Claim Process & UAN Login
EPF Withdrawal 2026: How to file Form 19, 31, 10C online via UAN portal. EPF interest rate 8.25%, partial-withdrawal limits, tax rules, and full-final-settlement process.
Supreme Court Landmark Judgments 2025–26 — Top 8 Rulings That Shaped India
Top 8 Supreme Court landmark judgments of 2025–26: Sub-classification of SC reservation, electoral bonds reasoning, marriage equality review, governor's bill assent, Article 370 follow-up, AMU minority status.
GST Registration 2026 — Online Process, Threshold, Documents & Composition
GST Registration 2026: Apply online for GSTIN at gst.gov.in. Threshold limits (₹40 lakh goods / ₹20 lakh services), documents, composition scheme, Aadhaar authentication and 7-day issuance.
ITR Filing 2026 — Online Step-by-Step, ITR-1 to ITR-4, New Regime Slabs
ITR Filing 2026: How to file ITR-1/2/3/4 online for AY 2026–27, new regime slab (₹12 lakh tax-free with 87A rebate), step-by-step e-filing, deadline 31 July 2026, and refund tracking.
Animal Husbandry Subsidy 2026 — Dairy, Poultry & Goat Farming Loan Schemes
Animal husbandry subsidy 2026: AHIDF (3% interest, ₹500 crore), NLM (50% capital subsidy on poultry/goat/sheep), DEDS / NABARD dairy loan with 25–33% subsidy. Eligibility, apply steps.
Atal Pension Yojana 2026 — Guaranteed ₹1,000–5,000 Monthly Pension
Atal Pension Yojana 2026: Guaranteed ₹1,000 to ₹5,000 per month pension after age 60. Eligibility, contribution chart, online apply via bank, exit + nominee rules.
Ayushman Bharat Hospital List 2026 — Find PMJAY Empanelled Hospitals
Find the complete Ayushman Bharat hospital list 2026. Search PMJAY empanelled hospitals near you, check packages and cashless treatment details.
Jan Aushadhi 2026 — Find Generic Medicine Stores & Save 50–80%
Jan Aushadhi (PMBJP) 2026: Find your nearest Janaushadhi Kendra, save 50–80% on medicines, and learn how to open your own kendra with up to ₹5 lakh assistance.
Ladli Behna Yojana 2026 — ₹1,250/Month for MP Women, Status & Apply
Mukhyamantri Ladli Behna Yojana (MP) 2026: Eligible women aged 21–60 receive ₹1,250 per month via DBT. Eligibility, documents, status check on cmladlibahna.mp.gov.in and rejection fixes.
MNREGA Job Card 2026 — Apply Online, Check Payment Status & Wage Rates
MNREGA Job Card 2026: How to register, get a job card in 15 days, demand work, and check NREGA payment status. State-wise wage rates, MIS payment trace, and rejection fixes.
Old Age Pension 2026 — IGNOAPS Apply Online, Pension Amount & State Top-ups
Old Age Pension (IGNOAPS) 2026: Apply online for monthly pension of ₹200–₹500 from the centre, plus state top-ups taking the total to ₹400–₹3,000. Eligibility, documents, status check.
Organic Farming Subsidy 2026 — PKVY ₹50,000 / Hectare in 3 Years
Organic farming subsidy 2026: PKVY pays ₹31,500/ha for cluster farmers (₹50,000 in 3 years inclusive of certification), MOVCDNER ₹46,575/ha for North-East. PGS-India certification, apply steps.
PM Awas Yojana 2026 — Apply Online for ₹2.67 Lakh Pucca House Subsidy
PM Awas Yojana 2026: Subsidy up to ₹2.67 lakh for a pucca house. Eligibility, documents, online + offline apply, status check, common rejection reasons.
PM Fasal Bima Yojana 2026 — Crop Insurance Apply, Premium & Claim Process
PMFBY 2026: Crop insurance at 1.5–5% premium with up to ₹2 lakh per hectare cover. Apply at your bank, CSC, or pmfby.gov.in. Eligibility, claim window, loss-intimation steps.
PM Jeevan Jyoti Bima Yojana 2026 — ₹2 Lakh Life Cover at ₹436/Year
PMJJBY 2026: ₹2 lakh term life cover for ₹436/year (auto-debit). Eligibility 18–50, simple enrolment via your savings bank account. Claim process, exclusions, and renewal.
PM Krishi Sinchayee Yojana 2026 — Drip & Sprinkler Subsidy 55–80%
PMKSY 2026: Drip & sprinkler subsidy of 55% (general) and 75–80% (small / SC-ST / NER). Apply via state horticulture / PMKSY portal, get installation by approved vendors. Eligibility & process.